Portugal Golden Visa

Country's Information

PORTUGAL REPUBLIC

Portugal, officially the Portuguese Republic, is located in the southwest of the Iberian Peninsula. The country borders the Atlantic Ocean to the west and south, and Spain to the north and east. With its strategic location at the crossroads of Europe, the Americas, and Africa, Portugal has long been a key hub for major international routes.

Portugal enjoys a mild and pleasant climate. The northern regions are generally cooler and receive more rainfall, while the south becomes progressively warmer. Summers are typically dry and hot with little rainfall, whereas winters bring cooler, moist winds from the Atlantic across the country.

Portugal is consistently ranked among the top 3 most peaceful countries and top 10 safest countries in the world according to the Global Peace Index. It is also ranked 19th globally for quality of life, making it an attractive destination for living and investment.

As a member of the European Union (EU), the Schengen Area, and the Eurozone, Portugal offers strong economic and mobility advantages. The country’s economy ranks 38th in the world, with its two major economic centers located in the capital Lisbon and the city of Porto.

Capital

Lisbon

Biggest city

Lisbon

Area

92,212 km²

Population

10.3M

Language

Portuguese

Currency

Euro (EUR)

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About Portugal Golden Visa

GOLDEN VISA

Portugal Golden Visa is one of the most highly regarded investment residency programs in Europe, offering investors the opportunity to obtain residency in a European Union member state along with visa-free travel throughout the Schengen Area. It is an ideal pathway for investors seeking to expand business opportunities, optimize financial planning, and secure a global future for their families.

One of the program’s most attractive features is its flexible residency requirement—investors only need to spend an average of 7 days per year in Portugal to maintain their residence permit. After five years, applicants and their families may apply for permanent residency or Portuguese citizenship, potentially gaining access to an EU passport with extensive global mobility benefits. The program also allows family reunification, enabling investors to include spouses, dependent children, and dependent parents.

Portugal is renowned for its safe living environment, mild year-round climate, reasonable cost of living, and high-quality healthcare and education systems. In addition, the country offers a stable economy, investor-friendly policies, and a resilient real estate and investment fund market. The Portugal Golden Visa is therefore not only a residency solution but also a sustainable long-term investment strategy.

Benefits of the program

European residency for the whole family

3 generations can obtain residence permits and enjoy benefits similar to European citizens.

Visa-free across Schengen Zone

Enjoy free movement and visa-free travel to 29 Schengen countries.

Pathway to citizenship

Opportunity to apply for Portuguese citizenship after maintaining the Golden Visa for five years.

Wealth diversification and preservation

Diversify assets internationally in a strong and stable European market.

Investment options

Investment amount

  • Investment in licensed Portuguese investment funds
  • Minimum investment: €500,000
  • The fund must be registered and regulated by CMVM (Portuguese Securities Market Commission)
  • No real estate purchase required and no need to directly manage a business

Investment requirements

  • The investment fund must not be directly or indirectly linked to residential real estate
  • Minimum fund duration: 5 years
  • The investment capital must originate from lawful sources

Investment timeline

  • Minimum investment holding period: 5 years

Other requirements

Eligibility requirements

  • Minimum age: 18 years
  • Clean criminal record

Residency requirement

  • Minimum stay in Portugal of 7 days per year or 14 days over each two-year period

Academic requirements

  • No requirement to demonstrate language proficiency, academic qualifications, or professional experience

Health insurance

  • The main applicant and family members are required to obtain health insurance in accordance with the program regulations

Application process

Consultation & eligibility assessment

Evaluate applicant eligibility, sign the service agreement, and define the investment pathway.

Initial legal setup

Obtain a Portuguese tax number (NIF) and open a bank account in Portugal.

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Make the investment

Proceed with the investment according to the approved and verified investment plan.

Submit the Golden Visa application

File the Golden Visa application with the Portuguese Immigration Authority.

Biometrics & application review

Travel to Portugal to complete biometric data collection and await the approval decision.

Receive the residence permit

Pay the residence card issuance fee and receive the Golden Visa residence permit.

Frequently asked questions

What is CMVM?

CMVM (Comissão do Mercado de Valores Mobiliários) is the Portuguese Securities Market Commission, the authority responsible for licensing, supervising, and regulating the country’s financial markets.

Within the Portugal Golden Visa program, CMVM also oversees and regulates eligible investment funds—an option increasingly chosen by international investors. This regulatory framework helps ensure transparency, compliance, and investor protection.

Can my family be included in the application?

Yes. Investors can include the following dependent family members in the application:

  • Spouse

  • Children under 18 years old

  • Children over 18 who are financially dependent, single, and enrolled in full-time education

  • Parents of the main applicant and spouse

What obligations apply after obtaining a residence permit in Portugal?
  • Investors must stay in Portugal for at least 7 days per year to maintain their residency status.

  • Investors are required to pay taxes on income generated in Portugal, and on global income if they become a Portuguese tax resident.

  • Investors are not required to live in Portugal full-time, and there is no obligation to pass a language test or perform military service in Portugal.

Do I need to take a Portuguese language test when submitting the application?

No. Applicants are not required to take a Portuguese language test when applying for residency under the Golden Visa program.

A language test is only required when applying for Portuguese citizenship or permanent residency (PR), typically around 5–6 years after obtaining the residence permit.

Can investors receive their capital back?

Yes. Mercan’s Fund II offers a buy-back option after 6 years, providing investors with a clearer and more secure exit pathway. During the investment period, investors may also receive passive income and benefit from the potential appreciation of the underlying assets.

Contact Casa Seguro Capital today

Casa Seguro Capital is an international wealth management and investment advisory firm dedicated to high-net-worth individuals, providing personalized, secure, and sustainable solutions while supporting clients in preserving and growing their wealth across borders.

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+84 889 993 088

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